The core concern revolves across the availability of Affirm as a fee possibility for purchases made on Amazon’s platform. At present, prospects are unable to make the most of Affirm’s purchase now, pay later (BNPL) service immediately throughout checkout on Amazon.com. Which means consumers seeking to finance their Amazon purchases via a collection of installment funds by way of Affirm are usually not ready to take action seamlessly inside the usual Amazon buying course of.
The choice to exclude Affirm is influenced by a mixture of things, together with present partnerships with competing BNPL suppliers, strategic enterprise selections relating to monetary service integrations, and potential conflicts with Amazon’s personal inner financing choices or established fee processing agreements. Integrating a third-party BNPL service entails advanced concerns round transaction charges, threat evaluation, customer support, and knowledge safety. A historic context may additionally contain earlier negotiations or partnership evaluations that didn’t lead to a collaborative settlement.